(@jimcashel)

Philanthropy

Spend-down Foundations

The Gates Foundation, The Atlantic Philanthropies, and other foundations have announced plans to spend-down their endowments to zero. This greatly increases annual spending and gives the programs a sense of timing and urgency.

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(@jimcashel)

Philanthropy

Donor Circles

Find a group of close friends and set up a donor directed account (on Schwab or elsewhere) that you all commit to donate to every year. In 20 years or so you have a very large fund that you can start giving away during your retirement years.

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